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What you still might not know about the CARD Act

February 22, 2010 | by Wallet Pop

Congress's legislation for credit-card relief, commonly referred to as the CARD Act, goes into effect this coming Monday, Feb. 22. WalletPop and other media outlets have been covering the arrival of the new law for months now, but there are still a lot of thin... read more

Roth IRA Withdrawal Rules

February 18, 2010 | by Cash Money Life

The Roth IRA is a great investment option that offers tax free growth and tax diversification, and is an important part of many people’s retirement planning. Unfortunately, things don’t always go as planned and you may need to make a withdrawal from your Roth ... read more

2010 Roth Conversion: Good Idea?

February 17, 2010 | by Consumerism Commentary

Roth IRA conversion rules are changing next year. Even if you make more than $100,000, you’ll be allowed to convert Traditional IRA money into after-tax Roth money. You can even spread the tax payments out over a few years to make it easier if you convert duri... read more

7 Things To Know About Roth IRA Rules for 2010

February 16, 2010 | by Good Financial Cents

2010 will mark as one of the most exciting years of the Roth IRA account since its creation in 1997. Many of the basic rules and contribution limits have sustained, but what is creating most of the hype is the 2010 Roth IRA conversion event. One thing that ... read more

12 traps of Roth IRA conversions

February 15, 2010 | by MSN Money

Should you rethink that switch to a Roth? At least you should understand the potential pitfalls, because a hasty move could wind up costing you a lot of dough. If the number of phone calls to mutual fund companies and the comments posted to articles on the ... read more

Are 401k Plans Becoming a Thing of the Past?

February 11, 2010 | by Kelly Campbell 0 comments

This morning, I came across a study (thanks again to my friends on Twitter) reporting that more and more affluent investors have more dollars allocated to their individual retirement accounts (IRAs) than to their employer-sponsored retirement plans (ERSPs) . A... read more

Do You Qualify for These 4 New Tax Breaks?

February 10, 2010 | by Money Ning

Everyone wants to try and get the best deal they can when it comes to taxes. You’ve probably heard plenty about the home buyer tax credit, but unless you are a first time home buyer, or haven’t bought a home in several years, you don’t qualify. Additionally, t... read more

Commission Free ETFs May Not be Such a Great Deal

February 8, 2010 | by Personal Dividends

Shortly after Schwab started offering transaction free trading in it s proprietary line of Exchange Traded Funds, Fidelity has now rolled out free trading in iShares ETFs to its retail and advisor accounts. For an ETF investor, these appear to be a great news ... read more

How Much Does it Take to Open / Start a Roth IRA?

February 4, 2010 | by Good Financial Cents

Starting a Roth IRA can easily be the single best choice you’ve made of your entire life. Well, other than ordering a Double Double from In-N-Out Burger, of course. –if you haven’t tried it, you’ll just have to take my word for it :) Maybe you want to open... read more

What Is A Health Care Flexible Spending Account (FSA)? How Does It Work?

February 2, 2010 | by Bible Money Matters

Over the past few months my employers have been scrambling to try and manage the company’s health care costs in light of pending increases in premiums both for the company, and for employees. With all the uncertainty with pending health care legislation, incre... read more

9 Mistakes People Make with their IRA

February 2, 2010 | by Money Smart

People make a lot of mistakes when it comes to IRA and 401(k)-related decisions. And I can’t blame them. The tax code is obscenely complex. That said, there’s no need for you to make these mistakes. 1. Converting to a Roth when it makes no sense Just becaus... read more

How to Choose ETFs for Your Portfolio

January 25, 2010 | by Oblivious Investor

A reader recently asked me how to choose between ETFs when creating a low-cost ETF portfolio. The first step, of course, is to choose the asset allocation that you want. But what then? For example, any of the following ETFs could satisfy the large-cap U.S. ... read more

3 Things Make Clarifinancial Unique

January 25, 2010 | by Aaron Pinkston 0 comments

You’ve heard it said, “Clarifinancial is the only way to get custom life insurance quotes from multiple agents without any hassle.” A lot of companies make claims they can’t back up – even with solid economic research. One thing is true: there is only one w... read more

How Do You Explain ETFs to Your Clients?

January 20, 2010 | by Casey Smith 0 comments

Communications Gap: Explaining ETFs To Your Clients I was recently privileged to be on a panel at the Inside ETF Conference in Boca Raton, FL last week. The event was a great success with over 800 attendees, and was broadcasted live by CNBC. My panel co... read more

ETFs in your 401k?

January 20, 2010 | by Casey Smith 0 comments

ETFs are empowering individual and professional investors with the power of transparency, diversification, low fees, and, compared to many of active fund managers, better performance. Exchange Traded Funds allow investors the ability to buy and hold virtually... read more


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