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What Happens If I Lie On My Life Insurance Application?
I hear this life insurance question from time to time: "What's the worst that could happen if I lie on a life insurance application - can I get away with it?" You might be able to get away with it in rare circumstances. But the worst that can happen if you don... read more |
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The Roth IRA Made Easy
Starting a Roth IRA is one of the easiest — and best — steps you can take to save for retirement. I know I’ve written a lot about the Roth IRA in the past, but I still get questions all the time. People find them intimidating. For example, Lynn wrote last week... read more |
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Good to Know Rules and Limits for the Traditional IRA
Many of the posts on this blog have revolved around the Roth IRA. With great reason, since it's one of, if not, the best saving tool created for retirement planning. As good as the Roth is, the Traditional IRA still has its place. To explain some of the rules... read more |
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After divorce, do you need life insurance?
Think back to when you were married. Did you need life insurance then? Did you need to insure your spouse's income? Are there kids involved? How would you take care of them if either of you passes away? If you needed life insurance to protect your family wh... read more |
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Federal Reserve Issues New Rules for Overdraft Fees
With Congress threatening to create new consumer protection agencies to protect the public from customer-unfriendly banking practices, the Federal Reserve stepped in today to prove it is still relevant and involved with banking regulation...... read more |
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Breaking The 100k A Year Barrier With Your Small Business
Several of my friends and acquaintances that follow MyWifeQuitHerJob.com find it hard to believe that our online wedding linens business can possibly make 100 thousand dollars a year in profits for selling to such a tiny niche. And they are correct. We don't m... read more |
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Expiring Federal Tax Provisions for 2008-2020
Here is a great document noting all the expiring tax provisions over the coming years. This document was produced by The Joint Committee on Taxation which is a nonpartisan committee of Congress. This Committee is composhttp://www.financeanswers.com/blog-financ... read more |
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Big Impact of Everyday Small Spending
All too often we go through our lives spending a little here, a little there. We make these purchases automatically because they can be so small and so routine that we forget we even make it...... read more |
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First-Time Home Buyer Tax Credit Extended and Expanded
The $8000 first-time home buyer tax credit has been extended for mortgages entered into by April 30 and closed by June 30, 2010. The original tax credit was scheduled to expire on November 30th but law makers felt extending the tax credit would continue to pro... read more |
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11 Invaluable Templates and Calculators For Free!
Google docs offers thousands of free templates and calculators that can help you immensely with your finances. Here are my favorites for personal finance...... read more |
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Base Salary Isn't Everything
Lets face it, the job market sucks right now. Companies are shrinking, banks are closing left and right, and automobile factories are closing everywhere. For those of us that still have a job we are counting our blessings, those of you who are looking for jobs... read more |
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Investment Scams - What to Watch Out For
Markets are rallying, we are out of the recession and you as an investor are eager to continue with your investing plan - great! This is a perfect time to create a new investment scams and take advantage of overlay eager investors...... read more |
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FINRA vs Social Media: The Day is Soon Coming
We knew this day was coming. FINRA has decided to no longer ignore the giant elephant in the room and address the relationship advisors are allowed to have with social media. If you remember when email came out it was taboo for advisors to use however over tim... read more |
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How much Interest am I Paying? Hint - it's Less
Back in April I calculated how much money we were spending in interest on debt each month. I highly recommend you do it too - NOW. This post is my 6 month update to see how much less interest we're paying now...... read more |
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Buy And Hold Investing For Beginners
When it comes to investing, there two distinctive strategies. The first is the buy and hold approach. The second is timing the market. Simply put, buy and hold investors keep buying (stocks, mutual funds, ETFS...) no matter what is happenin... read more |
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